Bad Credit Toyota Financing in Minot, ND

At Minot Toyota, we’re dedicated to matching our customers with the car, truck, or SUV of their dreams, no matter what their current credit situation might be. With our experience as a bad credit auto lender, our Minot, North Dakota, finance center has the knowledge and flexibility to provide bad credit financing and poor credit financing for customers who need to rebuild their credit and drive a reliable vehicle. Whether you’re interested in competitive Toyota financing with low monthly payments or auto bad credit financing, we have an auto financing solution for you. Contact our finance center to learn more.


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Learn more about your Credit Score at your Minot, ND Dealership

Credit Rating Factors Negative Impact Positive Impact
Little or No Credit History X
On Time Debt Payments X
Excessive Existing Debt X
Filing for Bankruptcy X
High Amount of Available Credit X
Having a Long-Standing Credit Account (< 8 years) X
Late or Missed Payments X
Foreclosures or Repossessions X

Drive Away in a New Toyota Model with Bad Credit Financing from Minot Toyota
Minot, ND | Williston, ND | Bismarck, ND

When it comes to Minot, ND, auto financing, you’ve got choices at Minot Toyota! Our finance team goes the extra mile to secure low auto loan rates and low interest auto loans. Take advantage of online tools to research dealership specials on new cars as well as amazing bargains in our used inventory. Our excellent relationships with local and national lenders make it possible for us to create a payment plan for a new Toyota Tundra or Toyota Camry, or provide bad credit used vehicle financing auto loans for the pre-owned Toyota 4Runner or Toyota Prius you have your eye on. View manufacturer incentives to shop your options.

Credit Score Breakdown
Excellent 750 & Above
Good 700-749
Fair 650-699
Poor 550-649
Bad 550 & Below
*data pulled from

Apply for Auto Financing in Minot, ND Today

Say yes to a new or used car with affordable Minot, ND, auto loans and special financing from Minot Toyota. Fill out our easy and secure online form to get pre-approved today.

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Dealership Hours
Monday – Friday 8:30am – 7:00pm
Saturday 8:30am – 6:00pm
Sunday Closed